Reduction, release LPR reform dividend … People’s Bank of Financial Statistics in the first half of the year

Reduction, release LPR reform dividend … People’s Bank of Financial Statistics in the first half of the year

People’s Network Beijing July 13 (Reporter Luo Zhi) State Council Information Office held a press conference today, introducing financial statistics in the first half of 2021.

Director, Director of the People’s Bank of China, said in the press conference, 2021 Optimize financial institutional fund structure, give full play to the precision orientation of structural monetary policy such as relict reassence and direct tools, continue to release the LPR reform dividend, maintain money supply and social financing scale growth with the nominal economic growth, keep macro The leverage is basically stable, and the support of the physical economic focus and weak links is further strengthened. Specifically, the one is moderately growing, and the liquidity is reasonable. In 2021, the financial system consolidated the major strategic achievements of co-ordination of epidemic prevention and economic and social development, putting the service entity economy in a more prominent position, and the total amount of finance is moderate.

The new RMB trillion was added 6 months before 6 months, which increased by 667.7 billion yuan.

M2 balance trillion yuan, a year-on-year growth rate, higher than the end of the last month.

The balance of social financing scale is trillion, an increase of 11% year-on-year, and the last month of last month.

The growth rate of M2 and social financing is basically matched in nominal economic growth. The second is to maintain a significant effectiveness of the macro lever rate. In the first half of the year, the national economy overall continued to stabilize the situation, and the production and life order is steadily recovered, providing a foundation guarantee for macro leverage stability. In the first quarter of 2021, my country’s macro leverage rate was%, which was less than the end of the year. Non-financial enterprises, government departments and housing sectors have declined, and they have different degrees of falling.

From the second quarter of economic recovery and debt growth, we expect macro leverage rates in the second quarter to continue to be stable.

The third is that the cost of solid economic integrated financing has dropped. Since this year, the People’s Bank continues to improve the market-based interest rate formation and conduction mechanism, improve the central bank’s policy interest rate system, optimize deposit interest rate supervision, release the reform rate of the loan market price interest rate, and promote the reform rate of the actual loan interest rate. At the same time, there are also monetary policy tools for direct entity, reduce the financing cost of small and micro enterprises. In the first half of the year, small and micro-enterprises’ new loan contract interest rate%, respectively from the same period of the previous year and the same period of 2019 and a percentage point, The manufacturing loan contract interest rate is lower than the same period of the previous year. In addition, this comprehensive reduction reduces the funding cost of financial institutions approximately 1.3 billion yuan per year, and the transfer of social integrated financing costs can be promoted through financial institutions. The fourth is that financial support for high quality development is increased. Financial systems implement innovation, coordination, green, open, share five major development philosophy, help accelerate the construction of new development patterns and support economic high quality development.

Increase support for technological innovation. As of the end of May, the lend rate of small and medium-sized enterprises in technology is%; the loan balance increases in the beginning of the year; solid promotes green financial development.

Improve the green financial standard system, establish climate environmental information disclosure system, and motivate financial sectors to increase financial support for green industries.

Adhere to the development of Puhui Finance.

At the end of June, the balance of the unlicensed small micro loans was trillion, an increase of 31% year-on-year, and the growth rate of the loan of the same period was 100%.

At the end of June, Puxie small micro loans supported the 38.3 million small and micro-operating main body, which increased year-on-year.

The fifth is the financial risk of key areas.

At the end of the first quarter, the shadow bank class data, non-standard credit, funds within the financial system fell more than one-fifth, nearly one-third, nearly one-third in the financial system.

Exploring the formation of the risk disposal mode of small and medium-sized financial institutions, high-risk small financial institutions to obtain phased outcomes. Further improve the real estate financial regulation mechanism, surround the stable land price, stabilize housing prices, stabilize, and construct a long-term mechanism for real estate finance regulation and control.

"Overall, the financial operations remains stable in the first half of this year, and the financial structure continues to optimize.

Next, the People’s Bank will adhere to the steady stroke of the total base tone, the steady monetary policy maintain continuous, stability, sustainability, and deepen the structural reform of the financial supply side, and increase the private and small micro enterprises, the village revitalization, Financial support in key areas such as green and low-carbon, further enhance financial system and financial services adaptability, praise, to achieve a positive contribution to achieving the second hundred years of struggle.

"Qi Jianhong said. (Editor: Luo Zhi Zhi, Gao Lei) Sharing Let more people see the recommended reading.